I am a product of stupidity. I am a product of mis-information. I am a product of having no clue what Medicare was, or what it would cover in the event my husband became ill. I am a product of having no clue about what it meant to have or not have supplemental insurance. I am a product of thinking VA would take care of all my husband's needs in addition to the Medicare we paid into all these years and also what we now have deducted from our Social Security check. (It is not free, friends.)
I am a product of not caring about the warnings. I was so overcome with how to pay the thousands of dollars in bills from my husband's heart surgery at age 64 before the Medicare was even an option, that I could not understand all the calls coming in from insurance telemarketers I had never called. How did they get our phone number? Who are all these people? I am guilty of putting them off and not talking to them all. We received on the average of twelve calls a day about this situation before and after my husband turned 65. We listened to some and they never made it clear what they were trying to sell us or why it was so important that we listen and decide on a plan. I have no clue what a plan would have cost us each month. I'm guessing between $150 to $300 a month for just my husband's supplement. We can't get an insurance policy now for my husband. He's got that nasty little pre-existing condition called heart disease that we didn't know about eight months before he became eligible for supplemental insurance (that we didn't understand nor could we have paid for at the time, anyway).
So here I am...trying to help others realize how little the government's systems do for you. How little they care about monitoring thyroid disease, heart conditions, high PSA scores, etc. I'm trying to share the importance of how pro-active we must be in understanding what they (the government) are trying to do to us for the future...How important it is that you understand. No, you aren't all seniors. But someone you know and love is. And no, not everyone will be stupid like me.
How much do you know about Medicare and what it will do for you? How much will the 500 plus billion-dollar cuts in Medicare affect you when you turn 65? What does our President consider wasteful? How much will you have to pay for supplemental insurance to ensure you can get a life-saving treatment should you be broadsided by a castastrophe such as prostate cancer, leukemia, breast cancer or heart disease? Folks, it sounds like you need to start burying some gold in your backyard alongside your poodle's soupbone.
Or, you can be like me. "Trust in the Lord with all your heart, and...Fear not..." selahV